INSURANCE POLICIES FOR INDIVIDUALS
Medical, Dental, & Vision Plans
Health insurance is a type of insurance coverage that pays for medical and surgical expenses that are incurred by the insured. Dental insurance covers expenses such as dental checkups, routine procedures, and sometimes dentures. Vision insurance generally covers annual exams as well as some or all of the cost of glasses or contact lenses.
Supplemental Insurance is extra or additional insurance that you can purchase to help you pay for services and out-of-pocket expenses that your regular insurance does not cover. Some supplemental insurance plans will pay for out-of-pocket medical expenses, such as deductibles, co-payments, and coinsurance.
Life insurance protects those who depend on your life, so there’s no sudden monetary shortage in the event of your death. A life insurance policy can help your family recover from loss and continue to:
- Pay for your final expenses
- Pay off a mortgage
- Pay for childcare and education costs
- Cover outstanding debts
- Complete a retirement plan
- Access estate liquidity
- Provide lifetime income
If someone besides you depends on your income, life insurance can help provide for your loved ones at a time when they may need it the most. We offer both term and universal life insurance.
Home Owners/Condo/Renters Insurance
Homeowners insurance is a form of property insurance designed to protect an individual’s home against damages to the house itself, or to possessions in the home.
Renters insurance is a form of property insurance that provides coverage for a policy holder’s belongings and liability within a rental property. Renter’s insurance applies to persons renting or subletting a single family home, apartment, duplex, condo, studio, loft or townhome.